Rector of IPB University, Dr. Arif Satria during a public lecture in front of students of the Tazkia Islamic Economics College (STEI), Bogor, said that STEI Tazkia as one of the Sharia pioneers in Indonesia, must be able to follow the flow of changes in the field of financial technology, especially technology 4.0. According to him, currently the young generation is facing an era with full of uncertainty or known as VUCA, namely Volatility, Uncertainty, Complexity, Ambiguity.